Need an appraisal in Grand Lake or Grand County?

The top reasons Colorado homeowners hire McClain Appraisal Services:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. To lower their monthly mortgage payment by removing PMI
  3. To reinstate your Home Equity Line of Credit (or HELOC)
  4. Review a different appraiser's report for verification
  5. If property needs to be divided because of a divorce
  6. Determine the true market value of the real estate in question to settle an estate in Grand county or Colorado
Need help deciding the price of your house in or near Grand Lake, Colorado? Contact McClain Appraisal Services.

We at McClain Appraisal Services understand the special needs of a consumer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner (FSBO)

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at McClain Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's market value, not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value report than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're seasoned in helping clients just like you dismiss unneeded PMI insurance.

Was your HELOC recently frozen?

If your home is near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be inopportune from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. McClain Appraisal Services can provide you with an expert appraisal that will help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comparables. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can help with that too. Even though most appraisal reviews are commissioned by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are prudent to get a second opinion.